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As part of the housing subsidy program, the Free State of Bavaria guarantees subsidy programs of the Bayerische Landesbodenkreditanstalt (BayernLabo), from which BayernLabo grants low-interest loans (see "Related topics").
The state guarantee serves as a substitute for the lack of bank collateral, without which the loan could not be granted at the intended conditions.
The state promotes the creation or acquisition of owner-occupied housing (own house or condominium for own use).
In order to guarantee a reasonable rent, eligible tenants receive ongoing subsidies (additional support).
The Free State of Bavaria promotes the modernization of rental housing in apartment buildings as well as care places in inpatient care facilities in accordance with SGB XI in accordance with the guidelines for the Bavarian Modernization Programme.