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Medicines and dressings; information on cost coverage

People with health insurance are entitled to a supply of pharmacy-only medicines and bandages.

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Procedure details

People insured under the statutory health insurance scheme are entitled to a supply of pharmacy-only medicines and dressings. The costs are covered by the health insurance companies.

Exception: For insured persons over the age of 18, the costs of so-called petty medicines are not covered. These include

  • Medicines for the treatment of colds and flu-like infections
  • Oral and throat remedies (except for fungal infections),
  • laxatives
  • medicines for travel sickness.

The costs of medicines that you can buy without a prescription are generally not covered. Exception:

  • Medicines that are standard treatment for serious illnesses and are prescribed by a doctor.

The choice of prescribed drugs may be restricted by discount agreements between the health insurance funds and manufacturers. However, these drugs are then also free of co-payment.

Fixed amounts may also apply to medicines and dressings. You will have to pay any additional costs yourself.

  • Required Documents
    • ärztliche Verordnung oder Rezept

Fees may apply (co-payment, amount above the possible fixed amount). Please contact your health insurance company.

Status: 07.11.2025
Editorially responsible for prodecure description: Niedersächsisches Ministerium für Soziales, Gesundheit und Gleichstellung
Source: Federal Portal
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