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Owner-occupied housing; application for funding
The state promotes the creation or acquisition of owner-occupied housing (own house or condominium for own use).
Online services & Forms
Online services
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Online Beantragung über das Serviceportal der BayernLaboMit dem Serviceportal der BayernLabo können Förderanträge online verwaltet und ggf. die Beantragung der Förderung online bei der zuständigen.
Forms
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Antrag "Eigenwohnraum und Mietwohnraum im Zweifamilienhaus" - Stabau Ia
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Erläuterungen zum Ausfüllen des Antrags "Eigenwohnraum und Mietwohnraum im Zweifamilienhaus" - Stabau Ia
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Einkommenserklärung für weitere Haushaltsangehörige (Stabau III b)
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Erläuterungen zur Einkommenserklärung des Antragstellers und weiterer Haushaltsangehörigen
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Nachweis "Einnahmen- und Ausgabenübersicht für geförderte Wohngebäude" - Stabau IV
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Ratenabruf - Bayerisches Wohnungsbauprogramm beziehungsweise Zinsverbilligungsprogramm, Neubau und Ersterwerb - RA 1
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Ratenabruf - Bayerisches Wohnungsbauprogramm beziehungsweise Zinsverbilligungsprogramm, Zweiterwerb - RA 2
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Ratenabruf - Bayerisches Wohnungsbauprogramm, Gebäudeänderung und Gebäudeerweiterung - RA 3
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
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Einkommenserklärung des Antragstellers (Stabau III a)
This form can be submitted electronically (e.g. via a secure contact form using your user account with login via the electronic ID function or the ELSTER certificate) or handwritten and signed in paper form to the responsible authority.
Responsible for you
For contact details of the responsible authoritiy and local valid information select under "Select location" a location.
Procedure details
Description
Purpose
The purpose of the subsidy is to help people seeking housing to become homeowners by building or purchasing a house or condominium for their own residential purposes (= owner-occupation, Art. 3 (1) sentence 4 of the Bavarian Housing Subsidy Act, BayWoFG).
Object
The state promotes the creation or acquisition of owner-occupied housing as part of the Bavarian Housing Construction Program.
Beneficiaries
Beneficiaries are private individuals.
Eligible costs
For the construction of housing, the total costs within the meaning of §§ 5 to 8 of the Ordinance on Housing Calculations under the Second Housing Act (Second Calculation Ordinance - II. BV) (= land, construction and ancillary construction costs) are eligible.
In the case of the purchase of housing, the purchase price and the purchase costs are eligible; in the case of a second purchase (= used housing), the costs of necessary modernization and repair measures are also eligible.
Type and amount
The subsidy is granted as a credit/loan.
The type of grant is a project grant.
In the interest subsidy program, funding is provided in the form of a subsidized loan of up to one third of the total costs.
Requirements
- Only households whose income does not exceed the income limits specified in Art. 11 Para. 1 BayWoFG can benefit from the subsidy.
- Funding is provided with an interest subsidy for up to 1/3 of the total costs.
- The building project may not be started before the funding has been approved.
- There is no legal entitlement to funding.
Exclusion criteria:
Owner-occupied housing may only be subsidized for applicants who are not only temporarily residing in Germany and who are legally and actually in a position to establish a long-term residence for their household as the center of their living relationships and to run an independent household.
Funding for the purchase of owner-occupied housing is excluded if the seller and buyer are related in a direct line.
Required documents
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Required Documents
- Antrag Eigenwohnraum undMietwohnraum im Zweifamilienhaus: Stabau Ia
- Einkommenserklärung des Antragstellers: Stabau III a
- Einkommenserklärung für weitere Haushaltsangehörige: Stabau III b
Proceedings
The procedure is a two-stage process:
- The application must be submitted to the district administrative authority (district office, independent city) using the forms and documents provided for this purpose. Approval is granted by the district administrative authority.
- The loan commitment and notification of approval is made by the Bayerische Landesbodenkreditanstalt. Payment is made according to the progress of construction and must be applied for at the district administrative authority. The district administration offices or independent cities are responsible for providing advice.
Fees
There are no costs.
Deadlines
There are no fixed deadlines for this funding.
Legal bases
Appeal
Administrative court action
Related links
Related issues
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Owner-occupied housing for people with disabilities; application for funding for adaptation
The state promotes the adaptation of owner-occupied housing (own house or owner-occupied condominium) for people with disabilities (Section 2 (1) of the Ninth Book of the German Social Code).
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Mietwohnungen; Beantragung einer Förderung für Neu- und Umbaumaßnahmen
Der Freistaat fördert den Neubau, die Gebäudeänderung und -erweiterung von Mietwohnungen in Mehrfamilienhäusern.
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Rental apartments for people with disabilities; application for funding for adaptation
The adaptation of rented accommodation to the needs of people with disabilities (Section 2 (1) of the Ninth Book of the German Social Code) can be funded.
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Inpatient accommodation for people with disabilities; application for funding
The state supports the construction and conversion of residential homes for people with disabilities.
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Housing promotion / housing construction promotion; general informationHousing is a basic human need. Because not all people are able to secure adequate and family-friendly housing on their own, the state helps in a variety of ways.
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Housing promotion; application for a state guaranteeThe Free State of Bavaria provides state guarantees to finance the construction, acquisition and modernization of housing.
Status: 09.02.2026
Editorially responsible for prodecure description: Bayerisches Staatsministerium für Wohnen, Bau und Verkehr
Source:
Förderfinder
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